"From the moment I contacted FRS in the hope of receiving some settlement in January I received exemplary service. I phoned many times and it was easy to get through and when I did and whoever I spoke to, it was friendly and informative. My details were found instantly and the process patiently explained. Thank you all so much, the money I received has made a positive difference to my life. Monies I wouldn't have received without you."

What will you spend your settlement money on? Making life easier