We now all know that PPI (Payment Protection Insurance) was sold by banks and building societies and brokers when you took out loans, mortgages, credit cards and finance and was used as a form of cover in case you were unable to repay the lender through accident, sickness or unemployment and you may have tried to claim and either been rejected because the lender believed that there was nothing wrong with the way they sold you the policy or only received a partial payment but there is now a way that you may be able to still claim
The lenders selling the PPI were receiving a commission in most circumstances which was not only hidden and kept secret from you but also could be considered to be extortionately high and therefore created an unfair relationship.
Now using this information further claims can be put forward to reclaim this commission as it is being judged as creating an unfair agreement.
All mis-sold PPI claims are handled by a team who have the experience and knowledge to ensure that a strong and substantiated claim is submitted to the financial institution which sold the PPI.
There are also no upfront fees or hidden costs.See what our customers say about us
"Great service, would use again and recommend to anyone. Received more than I thought. Would not have got this amount if it wasn’t for the work FRS did on my behalf. Thank you."
Mr. S Johnson - Halifax
"I never would have dreamed that the bank I had been dealing with would have 'pulled a fast one'."
Mr D Davies - Barclays
"You have dealt with a lot of claims for me which has been very helpful in improving the standard of living that I have."
Mrs B Mould - Lloyds Bank
"Very grateful for what you have achieved for me, I would never have done this myself. Thank you very much."
Mrs. S Walsh
"I wasn’t going to bother, but I’m glad I did. Everything was sorted very quickly, excellent communication. Very pleased."
Mrs. M Berrecloth
"For all the staff at at FRS a big thank you for everyone’s help in supporting me through my claims. I found it relaxing and not stressful, it’s greatly appreciated. A big thank you to you all."
Mrs. P Goddard - MBNA
"The service we received from FRS was first class. The staff are very friendly and extremely efficient."
Mr & Mrs Lavin - Halifax
"I found FRS to be very good they kept me informed at all times. They treated you very well and when I phoned them the service and information were easy to understand. I would rate this company at 10 out of 10"
Mr. J H Robinson - Barclays
"I'd never wanted the hassle of dealing with the banks but FRS took all the pain away!"
Miss M Hayward - Lloyds
"From the start to the end of the process, the whole experience of dealing with FRS was first class. I would recommend them 100%"
Mr. A Owen - Lloyds
"Was such a large amount and what a great service. Never did I think I would get back so much money. And it was so easy. Thank you all at FRS. A very big thank you."
Mr. M Grundill
"You have handled the case very professionally with superb correspondence and an excellent outcome, what more can I say, very pleased. Thanks."
Mr. & Mrs. King
All figures above show amount calculated after deduction of taxes and fees